Advisor quality first
We prioritize advisors who teach well, communicate clearly, and protect client trust over rushed transactions.

Preparing your experience
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About Affordable Quotes
Affordable Quotes helps individuals, couples, families, and small businesses compare practical health coverage options through a licensed advisor model that prioritizes education before enrollment.
Our Story
The Affordable Quotes brand came from what clients kept saying they wanted: practical guidance, honest recommendations, and no pressure.
The Affordable Quotes brand came from what clients kept saying they wanted: practical guidance, honest recommendations, and no pressure.
We saw that decisions improve when options are explained clearly. So we built a repeatable framework around education, comparison, and confidence.
Today the same model powers a remote advisor team helping individuals, families, and businesses move from uncertainty to action.
Founding Four
Working together since 2017, we bring experience, clarity, and personal attention to every coverage decision. Hover any card to learn more, or tap on mobile to open a full profile.
Todd came into insurance determined to understand the business from the ground up and tell the truth about the coverage people were being offered. After seeing firsthand how limited plans could leave clients with more questions than protection, he kept learning across carriers, products, and markets in search of better options. He eventually launched Ideal Health, where he and Bailey built a high-performing agency through a difficult market and learned the resilience required to serve clients well. Today, Todd brings that field-tested perspective to Affordable Quotes as its licensed advisor and CEO, pairing practical guidance with a long-term commitment to client trust.
Click to learn moreLeads technology and systems that make every quote simpler and more efficient.
Click to learn moreKiersten brings a service-first approach to every part of the client experience, making complex processes feel manageable and personal. She built her strength in listening, follow-through, and translating each client’s story into clear next steps. At Affordable Quotes, she developed the intake, follow-up, and renewal systems that keep the team coordinated and ensure nothing falls through the cracks. As Chief Operating Officer, Kiersten connects clients, advisors, and carriers with the warmth, precision, and consistency that turn a single enrollment into a lasting relationship.
Click to learn moreAileen began her insurance career on the carrier side, where she learned how underwriting, product design, and compliance shape the options available to clients. That experience gave her a broad view of the market, from ACA plans and limited medical products to short-term and supplemental coverage. As one of the first members of Affordable Quotes, she helped shape an advisory approach centered on honest tradeoffs, clear education, and coverage that fits real needs. Today, Aileen brings more than a decade of practical experience to each conversation, helping clients understand what plans offer and choose coverage they can count on.
Click to learn moreReal licensed advisors — not a call center. Each card links to a dedicated profile page so you can learn more about the people guiding your coverage decisions.
Operating Principles
Three standards that influence every advisor interaction and every enrollment decision we touch.
We prioritize advisors who teach well, communicate clearly, and protect client trust over rushed transactions.
Recommendations only work when the why is clear. We explain tradeoffs before enrollment decisions are made.
Our process supports renewals, transitions, and life changes instead of a one-time policy placement approach.
How We Guide You
Three steps. No jargon. Just practical progress from a licensed advisor who knows the system.
Start by checking availability and fit so recommendations are grounded in real options from the beginning.
Start Pre-QualificationReview practical plan tradeoffs with a licensed advisor who explains costs, constraints, and priorities clearly.
Ask A Licensed AdvisorBook your appointment and enroll with confidence using a process built for long-term outcomes, not one-time transactions.
Schedule AppointmentOur Commitment
Our team is built to reduce confusion, not add to it. We combine licensing expertise, practical comparison workflows, and consistent follow-through so clients can move from uncertainty to action with confidence.
Want to know more about the people? Meet the Founding Four on their profile pages.
Schedule a conversation when it works for you, and we will help you compare practical options with clear next steps.